Individual Health Insurance

Simply put, health insurance is protection against medical costs. A health insurance policy is a contract between an insurer and an individual or group, in which the insurer agrees to provide specified health insurance at an agreed-upon price (the premium). Depending on your policy, your premium may be payable either in a lump sum or in installments.

Health insurance usually provides either direct payment or reimbursement for expenses associated with illnesses and injuries. The cost and range of protection provided by your health insurance will depend on your insurance provider and the particular policy you purchase. If your employer does not offer a health insurance plan, you may wish to purchase health insurance on your own.

Individual & Family Health Plans Health insurance for individuals and families

• Extensive doctor and hospital networks provide significant savings
• Health Savings Accounts offer tax benefits on your health care spending
• Wide range of plans and benefit options tailored to your needs
• No referrals needed for specialists - you choose who you see
• First-year rate guarantee means no surprises

For an instant online health insurance quote for you or your family, please fill out our online form.